Welcome to this Web site, which is owned and operated by Grand General and/or Grand General’s subsidiary, affiliate or related company (throughout these Terms of Use “Grand General” refers collectively to Grand General and its subsidiaries, affiliates and related companies) (the “Site”). Grand General maintains the Site as a service to its visitors, subject to the following terms and conditions concerning the use of the Site (“Terms of Use”). When you use the Site, you accept the Terms of Use; if you do not agree to the Terms of Use you may not use the Site. Grand General reserves the right to modify content on the Site and these Terms of Use periodically without prior notice.

You may view, download and print contents from the Site subject to the following conditions: (a) the content may be used solely for information purposes; and (b) the content may not be modified or altered in any way. You may not republish, distribute, prepare derivative works, or otherwise use the content other than as explicitly permitted herein.

You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Grand General without the express written consent of Grand General. You may not use any meta tags or any other “hidden text” utilizing Grand General’s name or trademarks without the express written consent of Grand General. You may not use any Grand General logo or other proprietary graphic or trademark as part of the link without express written permission.

You do not acquire any ownership rights to any content in the Site. Any unauthorized use terminates the permission or license granted by Grand General.

Any statements contained within the Site concerning Grand General’s future prospects are “forwarding looking statements” under the Federal Securities laws. There can be no assurance that future results will be achieved and actual results could differ materially from forecasts, estimates and summary information contained in the Site. Important factors that could cause actual results to differ materially include but are not limited to factors discussed in Grand General’s SEC filings.

You may submit comments and provide other content so long as the content is not obscene, illegal, threatening, or defamatory and so long as the content does not invade the privacy or infringe the intellectual property of a third party. Further, such content may not contain software viruses, mass mailings, chain letters, or any form of “spam.” You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of the information.

By submitting information, you grant Grand General a nonexclusive, royalty-free, perpetual, irrevocable and fully sublicensable right to reproduce, use, modify, publish, adapt, translate, create derivative works from, distribute and display such content throughout the world in any media. By submitting information you also represent and warrant that the content is accurate; you own or have permission to use the content that you submit; and that use of the content will not cause injury to any person or entity.

Grand General offers products and services on the Site. When you enroll to obtain a product or service from Grand General on the Site, you accept the specific agreement applicable to that product or service. Your use of any such product or service offered on the Site is governed by the terms and conditions in the agreement for that product or service. Except as provided in that agreement, Grand General does not warrant that any product descriptions or content contained in this Web site is accurate, current, reliable, complete or error-free.

Grand General owns one or more United States and international patents that apply to the Site.

The Site and the content within the Site are the property of Grand General or its suppliers and are protected by United States copyright laws and international treaty provisions. The compilation, organization and display of the content as well as all software and inventions used on and in connection with this Site are the exclusive property of Grand General. Grand General reserves all rights in the Site and its content not specifically granted in any agreements with Grand General or in the Terms of Use.

Grand General respects the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please follow our Notice and Procedure for Making Claims of Copyright Infringement.

Grand General, and other marks indicated on our site are registered trademarks of Grand General in the United States and/or other countries. Other Grand General marks, graphics, logos, page headers, button icons, scripts noted on the Site are Grand General’s service marks, trademarks and trade dress and are the sole and exclusive property of Grand General. Grand General’s service marks, trademarks and trade dress may not be used in any manner that is likely to cause confusion among customers, in any manner that disparages or discredits Grand General and in connection with any service or product that is not sponsored, endorsed or produced by Grand General. All other trademarks not owned by Grand General. or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Grand General or its subsidiaries.

Because we respect your right to privacy, we have developed a Privacy Statement to inform you about our privacy practices. Grand General is a licensee of the TRUSTe Privacy Program and is authorized to use the TRUSTe trustmark. Please view the Privacy Policy applicable to the specific site you are reviewing.

The Site may provide hyperlinks to third party Web sites or access to third party content. Grand General does not control, endorse, or guarantee content found in such sites. You agree that Grand General is not responsible for any content, associated links, resources, or services associated with a third party site. You further agree that Grand General shall not be liable for any loss or damage of any sort associated with your use of third party content. Links and access to these sites are provided for your convenience only.

EXCEPT AS EXPRESSLY STATED IN AN AGREEMENT BETWEEN YOU AND Grand General, ALL CONTENT, SERVICES, PRODUCTS AND SOFTWARE PROVIDED ON THIS WEB SITE ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. Grand General AND ITS SUPPLIERS AND LICENSORS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED INCLUDING, WITHOUT LIMITATION, THOSE OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. YOU ARE SOLELY RESPONSIBLE FOR THE APPROPRIATENESS OF THE SITE, ITS CONTENT, AND THE PRODUCTS AND SERVICES OFFERED BY Grand General ON THE SITE FOR YOUR INTENDED APPLICATION AND USE. Grand General DOES NOT WARRANT THAT THE SITE, ITS CONTENT, OR THE PRODUCTS AND SERVICES IT OFFERS ON THE SITE MEET YOUR REQUIREMENTS. SUBJECT TO THE TERMS OF ANY AGREEMENT BETWEEN YOU AND Grand General, Grand General, ITS SUPPLIERS AND LICENSORS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, INCIDENTAL, OR PUNITIVE DAMAGES, EVEN IF Grand General, ITS SUPPLIERS OR LICENSORS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

You agree to defend, indemnify, and hold harmless Grand General, employees, attorneys and agents (“Indemnitees”) against all claims, expenses, liabilities, losses, costs and damages, including reasonable attorney’s fees, that the Indemnitees may incur (i) in connection with your use of the Site or any hyperlinked Web site or (ii) resulting from content you supply.

All matters relating to your access to and use of the Site shall be governed by U.S. federal law or the laws of the States of where the specific Web site you are viewing is hosted without regard to its conflict of law principles. Any legal action or proceeding relating to your access to or use of the Site shall be instituted in a state or federal court in the jurisdiction in which the specific Web site you are viewing is hosted.

If there is a determination that any provision of these Terms of Use is invalid or unenforceable, that determination will not affect the rest of the Terms of Use and the Terms of Use shall be deemed amended to the minimum extent necessary to make them valid and enforceable.

If you have any questions regarding these Terms of Use, please contact Grand General.